Can a value of mutual fund decrease even after a rise in it’s NAV?

Originally asked and answered on Quora, following is the link

Now an investor has invested Rs. 400 in Reliance liquid fund-Treasury plan when the NAV was 4023.9108(units allocated=0.099). The very next day NAV increased to some 4024 and now it is 4026.7599 but the value of his fund reduced to 398.65. So, he was wondering that even though the NAV increased why did he lose value?

This is a very interesting situation and a basic fallacy in how the mutual fund system works in India. Continue reading “Can a value of mutual fund decrease even after a rise in it’s NAV?”

SEBI allows investors to invest in Mutual Funds via Mobile Wallets, is this a right move?

Mutual Fund is one of the highest regulated industry in India, even more so than some of the developed nations, this makes it easier for an investor to trust and invest their money in mutual funds (as the probability of wrong doing is incredibly low), however at the same time this curbs the overall industry to spread it’s wings, educate more people about mutual funds and get them to invest. Continue reading “SEBI allows investors to invest in Mutual Funds via Mobile Wallets, is this a right move?”

What are the top mutual fund companies and scheme in India?

On the background of good governance, possibility of strong economic growth and stagnancy in real estate, Mutual Funds are becoming a preferred mode of investment for both HNIs (High Networth Individuals) and Retail Investors.

Infact, the kind of growth which is being seen in Mutual Fund Industry right now is unprecedented and the overall asset base has already cross Rs. 19 Lakh Crore in FY 2017 and is expected to cross Rs. 20 Lakh Crore by the end of this Financial Year (as reported in following TOI Article). Continue reading “What are the top mutual fund companies and scheme in India?”